Cost of Retirement  
Estimating how much income you will need in retirement — and determining whether your current program of savings and investments can provide that income — is a good start to developing a retirement plan. This calculator is designed to help you estimate how much income you may need in retirement and the savings necessary to produce that income.
     

1. What is your current age?

2. What is your household's current annual income?

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3. How much do you currently have set aside for retirement?

$

4. What percentage annual raises do you expect?

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5. At what age do you expect to retire?

6. How many years do you expect to spend retired?

7. What percentage of your pre-retirement income do you expect to need during retirement?

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8. What after-tax return do you expect on your investments between now and retirement (0 to 10 percent)?

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9. What after-tax return do you expect on your investments during retirement (0 to 10 percent)?

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Schamerhorn Financial Group | Consultative Advice | Life Insurance | Retirement | Life Planning | Mortgage Protection
11200 Broadway, Suite 2743 • Pearland, TX • 77584
Phone: (281) 486-9700 • Fax: (832) 895-6406

David Schamerhorn, S. Todd Harris and J.R. Tijerina are Registered Representatives of and offers securities products & services through Royal Alliance Associates, Inc. Member FINRA/SIPC, a registered broker-dealer. Schamerhorn Financial Group is not affiliated with Royal Alliance Associates or registered as a broker dealer or investment advisor. In this regard, this communication is strictly intended for individuals residing in the states of Alabama, Arkansas, Arizona, California, Georgia, Louisianna, Mississippi, Missouri, New Jersey, New York, New Mexico, North Carolina, Oregon, Pennsylvania, Tennessee, Texas, Washington and West Virgina. No offers may be made or accepted from any resident outside the specific state(s) referenced.

David L. Schamerhorn; Advisory services offered through Royal Alliance Associates, Inc., a Registered Investment Advisor.

IMPORTANT CONSUMER INFORMATION:
A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer, investment adviser, BD agent or IA rep registration requirements, as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirement, or an applicable exemption or exclusion.

For information concerning the licensing status or disciplinary history of broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.