Retirement Benefits
RETIREMENT BENEFITS | RETIREMENT SERVICES
Employer Sponsored Retirement Benefits offer many advantages such as "before tax" investing* or Qualified Plans and are typically "long-term" goal oriented.
- 403b | 457*
- ORP*
- Defined Pension
- 401k *
- Individual 401k *
- IRA Rollover*
- SEP IRA*
- Simple IRA*
- ROTH IRA *
401k PLANS*
Business Owners/ Employers face competition and challenges in attracting and retaining quality employees. Offering employees a "qualified" 401k Retirement Plan provides an opportunity for them to "Invest in their Retirement" using a "tax-deferred" vehicle such as a 401k.
Employers are encouraged to evaluate existing "401k costs and services" against new 401k Plan Providers and 401k products to determine if Employers and Employees are getting quality customer services relative to financial education, investment choices and 404c Compliance.
401k | IRA ROLLOVERS*
With so many Baby Boomers entering the Retirement Phase over the next 10 years, it's a good time to begin consolidating 401k benefits from previous employers into an IRA Rollover which gives you more control over Investment Choices and flexibility upon withdrawals during Baby Boomer Retirement.
SELF-EMPLOYED | SMALL BUSINESS OWNERS
Owning your own business can be time consuming and create Retirement concerns for self-employed professionals and small business owners. Remember to "Pay Yourself First" and create a Retirement Benefit such as an Individual 401K* or a SEP IRA which could have significant impacts on tax-deffered, capital appreciation and withdrawals.
IS YOUR COMPANY 404c COMPLIANT?
Employer | Employee Financial Education | Compliance
Every small business owner, Employer and Employee should have access to an SFG Financial Advisor for financial education, investment education and financial confidence regarding Retirement Benefit Plans such as a 401(k*), SEP IRA, Individual 401(k)*, 403b* and 457*.
Lunch & Learn | EMPLOYEE EDUCATION
Lunch & Learn is an Employer/ Employee Financial Education service that can be tailored around each small business owner, their employees and their work environments. 404c Compliance is extremely important and regulated by the Federal Government which allows Employers to provide Employees access to Financial Advisors to facilitate questions and answers about their employer-sponsored Retirement Plans*.
We coordinate efforts with Employers, Employees, 401(k)* Administrators and SFG Financial Advisors to provide financial education resources that facilitate questions and provide employees with education and answers surrounding their Retirement Plans*.
- Reduce Employer Risk & Liabilities
- On-site Appointments
- Employee Financial Advice
Call Schamerhorn Financial Group Today @ (281) 486-9700
*Investors should be aware that investing based upon strategies or models does not assure a profit or guarantee against loss. With any investment vehicle, past performance is not a guarantee of future results.